Service Details

Payment Bank License Services 👇

🏦 Payment Bank License Services

Start Your Own RBI-Approved Payment Bank in India

🌟 Overview

A Payment Bank is a new model of bank conceptualized by the Reserve Bank of India (RBI) to promote financial inclusion and digital banking.
Payment Banks can accept deposits (up to ₹2 lakhs per customer), issue ATM/Debit Cards, and provide remittance, bill payment, and mobile banking services, but cannot lend money.

We provide end-to-end assistance in obtaining a Payment Bank License from the RBI — from eligibility evaluation to application filing and post-approval compliance.

⚙️ Our Payment Bank License Services Include

1️⃣ Eligibility Assessment & Advisory

Evaluation of applicant suitability as per RBI norms
Guidance on Net Worth, Shareholding, and Promoter Criteria

2️⃣ Application Preparation (Form III)

Drafting of Business Plan, Policies, and Financial Projections
Documentation as per RBI Guidelines for Licensing of Payment Banks

3️⃣ Filing & Liaison with RBI

Submission of application to the RBI Central Office
Responding to RBI queries and clarifications

4️⃣ Post-License Assistance

Corporate Setup, Technology Infrastructure Advisory
Compliance and Reporting Framework Setup

5️⃣ Support for Partnerships

Tie-ups with Telecom, Fintech, and Retail Networks

📄 Documents Required

✅ Certificate of Incorporation
✅ MOA & AOA with Payment Bank Objects
✅ Net Worth Proof (₹100 Crores Minimum)
✅ Detailed Business Plan (5 Years)
✅ Promoter Group Structure and KYC Documents
✅ Board Resolutions and Financial Statements

💰 Pricing

🏷️ Advisory & Eligibility Consultation – ₹9,999/-
🏷️ Complete Payment Bank License Application – ₹2,25,000/- (End-to-End Support)

✅ Why Choose Us?

✔️ Experienced RBI Compliance Experts
✔️ 100% Transparent Process
✔️ Strategic and Legal Advisory for Fintech Models
✔️ Documentation, Filing & Liaison Support
✔️ Post-License Regulatory Assistance